Arsenal Need Their Sports Insurance
This is a guest post
There have been a number of high profile injuries in the football world in recent years. Some have been career threatening and some sadly career ending. It seems that Arsenal have suffered more than their fair share of injuries in recent years and their manager Arsene Wenger isn’t reluctant to keep mentioning this fact. What this has served to highlight is the importance of sports insurance at every level.
Professional sportsmen naturally rely on their physical capability to play the game and any problems will directly affect that. It is therefore absolutely imperative for them to have adequate sports team insurance in place. Semi professional sportsmen too, will have some income from sport and they will need to protect this too by having the correct type of sports club insurance. Even if you are an amateur sportsman however, insurance is vital as any injuries may affect your ability to work.
Arsenal travelled to Stoke City last season in a game that was overshadowed by an injury to their promising Welsh International Aaron Ramsey. The midfielder suffered a horrific broken leg that could have ended his career but fortunately he is slowly making his way towards a full recovery. After almost a year out of the game, Arsenal have loaned him to Nottingham Forest and then Cardiff City as he regains fitness. The club’s sports team insurance would have been important for them while they were without his services.
Former Arsenal centre forward Eduardo da Silva suffered a similar misfortune in 2008 when he broke his leg and dislocated his ankle in a match against Birmingham City. Once again it took almost a year before Eduardo returned and although he too has made a good recovery, he has been sold by Arsenal and is currently playing at Ukrainian side Shakhtar Donetsk. How much an impact that injury had on the player’s career will never be known but all are grateful that he is playing again.
Officials at Arsenal would have been reviewing Arsenal’s sports club insurance cover after both incidents. Both Ramsey and Eduardo did return but other players have had their careers ended by injury and are left to rely on an insurance company payout to compensate for their ruined career.
After these two injuries, Arsene Wenger must be concerned every time one of his players goes down under a tackle. Fortunately there have been no repeats to date but he has been without key players such as Robin van Persie and Cesc Fabregas for periods of time due to more minor injury problems.
As previously mentioned, insurance against sports injuries isn’t just the domain of a wealthy football club. For the active individual, it is vitally important to ensure you have adequate sports insurance for any sports that you take part in.
If you are self employed and can’t work following a sports accident, then you must seek sports insurance against this and there are a number of providers who you can talk to. Even if you are in regular employment, it is worth checking with your employer’s health insurer just to make certain that cover is in place.
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